/*
Theme Name: Assurances Services V12 Article 3eme Pilier
Theme URI: https://assurances-services.ch
Author: Assurances Services
Description: Theme WordPress avec photos premium, domaines d'activite et calculateur hypothecaire.
Version: 12.0
Requires at least: 5.8
Requires PHP: 7.4
Text Domain: assurances-services
*/

:root{
  --navy:#071f3e;
  --navy2:#0b2b5b;
  --gold:#c79b3c;
  --text:#0d1b35;
  --light:#f8f6f1;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff}
a{text-decoration:none;color:inherit}

.topbar{background:var(--navy);color:#fff;padding:10px 6%;display:flex;justify-content:flex-end;gap:28px;font-size:14px}
.site-header{background:#fff;padding:22px 6%;display:flex;align-items:center;justify-content:space-between;box-shadow:0 4px 18px rgba(0,0,0,.08);position:relative;z-index:10}
.logo img{width:225px;height:auto;display:block}
.nav{display:flex;align-items:center;gap:24px;text-transform:uppercase;color:var(--navy);font-weight:800}
.nav a{padding:12px 0}
.nav a:hover,.nav .active{color:var(--gold);border-bottom:3px solid var(--gold)}
.nav .offer{background:var(--gold);color:#fff;padding:16px 22px;border-radius:3px;border-bottom:none}
.menu-toggle{display:none;background:var(--navy);color:#fff;border:0;padding:12px 16px;font-weight:bold}

.hero{min-height:680px;background:linear-gradient(90deg,rgba(5,20,42,.90),rgba(5,20,42,.25)),url('assets/hero-montreux.jpg') center/cover no-repeat;color:#fff;display:flex;align-items:center;padding:80px 6%}
.hero-content{max-width:720px}
.kicker{color:var(--gold);text-transform:uppercase;font-weight:900;letter-spacing:4px}
.hero h1{font-family:Georgia,serif;font-size:66px;line-height:1.05;margin:24px 0}
.hero h1 span{color:var(--gold)}
.hero p{font-size:22px;line-height:1.55}
.buttons{display:flex;gap:18px;margin-top:32px}
.btn{display:inline-block;padding:17px 28px;text-transform:uppercase;font-weight:900;border-radius:2px}
.btn.gold{background:var(--gold);color:#fff}
.btn.outline{border:2px solid #fff;color:#fff}

.section{padding:75px 6%}.center{text-align:center}
.subtitle{color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-weight:900}
h2{font-family:Georgia,serif;color:var(--navy);font-size:38px;margin:12px 0 34px}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}
.card{background:#fff;padding:42px 30px;border:1px solid #eee;border-bottom:5px solid var(--gold);box-shadow:0 12px 32px rgba(0,0,0,.06);text-align:center}
.card .icon{font-size:48px;display:block;margin-bottom:16px}
.card h3{color:var(--navy);font-size:22px}.card a{color:var(--gold);font-weight:900;text-transform:uppercase;font-size:14px}

.activity{background:#faf8f4}
.activity-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.activity-item{background:#fff;border:1px solid #eee;padding:30px 20px;text-align:center;box-shadow:0 8px 22px rgba(0,0,0,.04)}
.activity-item .aicon{font-size:42px;color:var(--gold);display:block;margin-bottom:12px}
.activity-item h3{margin:10px 0;color:var(--navy);font-size:18px;text-transform:uppercase}
.activity-item p{font-size:14px;line-height:1.45;margin:0}

.calculator-wrap{background:linear-gradient(135deg,#071f3e,#0b2b5b);color:#fff}
.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}
.calc-box{background:#fff;color:var(--text);padding:35px;border-radius:8px;box-shadow:0 20px 45px rgba(0,0,0,.18)}
.calc-box label{display:block;font-weight:800;color:var(--navy);margin:14px 0 7px}
.calc-box input{width:100%;padding:14px;border:1px solid #d7d7d7;border-radius:4px;font-size:16px}
.calc-results{margin-top:22px;padding:22px;background:#f8f6f1;border-left:5px solid var(--gold)}
.calc-results strong{color:var(--navy);font-size:24px}
.calc-note{font-size:13px;color:#555;line-height:1.5;margin-top:12px}
.calculator-wrap h2{color:#fff}
.calculator-wrap .subtitle{color:var(--gold)}

.values{background:var(--navy);color:#fff;padding:38px 6%;display:grid;grid-template-columns:repeat(4,1fr)}
.value{display:flex;gap:16px;padding:12px 24px;border-right:1px solid rgba(255,255,255,.2)}
.value:last-child{border-right:0}.value .icon{color:var(--gold);font-size:34px}.value strong{color:var(--gold);text-transform:uppercase}

.footer-visual{min-height:520px;background:linear-gradient(90deg,rgba(7,31,62,.05),rgba(7,31,62,.88)),url('assets/footer-building.jpg') left center/cover no-repeat;display:flex;justify-content:flex-end;align-items:center;padding:70px 6%;color:#fff}
.contact-box{background:rgba(7,31,62,.92);padding:40px;max-width:470px;border-left:4px solid var(--gold)}
.contact-box h2{color:var(--gold);font-size:30px;margin-top:0}.contact-box p{font-size:17px;line-height:1.7}
.site-footer{background:#061a33;color:#fff;padding:18px 6%;display:flex;justify-content:space-between;font-size:14px}
.page-content{padding:70px 6%;max-width:1100px;margin:auto}

@media(max-width:900px){
 .topbar{display:none}.site-header{padding:16px 5%;flex-wrap:wrap}.logo img{width:165px}.menu-toggle{display:block}
 .nav{display:none;width:100%;flex-direction:column;align-items:flex-start;gap:0;margin-top:15px}.nav.open{display:flex}
 .nav a{width:100%;padding:15px 0;border-top:1px solid #eee}.nav .offer{width:100%;text-align:center;margin-top:10px}
 .hero{min-height:560px;padding:60px 5%;background-position:center}.hero h1{font-size:42px}.hero p{font-size:18px}.buttons{flex-direction:column}
 .cards,.activity-grid,.values,.calculator-grid{grid-template-columns:1fr}.value{border-right:0;border-bottom:1px solid rgba(255,255,255,.2)}
 .footer-visual{justify-content:center;padding:50px 5%}.site-footer{display:block;text-align:center;line-height:1.8}
}

.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.news-card{background:#fff;border:1px solid #eee;box-shadow:0 10px 28px rgba(0,0,0,.06);padding:28px;border-bottom:5px solid var(--gold)}
.news-card h2{font-size:24px;margin:0 0 12px}
.news-card .date{color:var(--gold);font-weight:900;font-size:13px;text-transform:uppercase}
.news-card a{color:var(--navy);font-weight:900}
@media(max-width:900px){.news-grid{grid-template-columns:1fr}}

.home-news{background:#fff}
.home-news .news-grid{margin-top:30px}
.calc-info-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:22px}
.calc-info{background:#f8f6f1;border-left:4px solid var(--gold);padding:14px;font-size:14px;color:#0d1b35}
.calc-info strong{display:block;color:var(--navy);font-size:17px;margin-bottom:4px}
.affordability-ok{color:#1f7a3a;font-weight:900}
.affordability-warn{color:#b00020;font-weight:900}
@media(max-width:900px){.calc-info-grid{grid-template-columns:1fr}}

.calc-info-grid-5{grid-template-columns:repeat(5,1fr)}
@media(max-width:900px){.calc-info-grid-5{grid-template-columns:1fr}}

.activity-item{
  position:relative;
  overflow:hidden;
  transition:transform .25s ease, box-shadow .25s ease;
}
.activity-item:hover{
  transform:translateY(-6px);
  box-shadow:0 16px 36px rgba(0,0,0,.10);
}
.activity-item .aicon{
  width:76px;
  height:76px;
  margin:0 auto 18px;
  display:flex!important;
  align-items:center;
  justify-content:center;
  border-radius:50%;
  background:linear-gradient(135deg,var(--navy),#0b2b5b);
  color:#fff!important;
  font-size:36px!important;
  border:3px solid var(--gold);
  box-shadow:0 8px 20px rgba(7,31,62,.18);
}
.activity-item:before{
  content:"";
  position:absolute;
  top:-35px;
  right:-35px;
  width:90px;
  height:90px;
  border-radius:50%;
  background:rgba(199,155,60,.10);
}

.article-layout{display:grid;grid-template-columns:minmax(0,2fr) 360px;gap:44px;align-items:start}
.article-hero-img{width:100%;border-radius:8px;box-shadow:0 16px 36px rgba(0,0,0,.10);margin:22px 0 28px}
.breadcrumbs{font-size:14px;color:#667;margin-bottom:20px}.breadcrumbs a{color:var(--gold);font-weight:800}
.article-meta{color:#667;font-size:14px;margin:8px 0 18px}.article-content p{font-size:18px;line-height:1.65}
.article-benefits{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin:35px 0}
.article-benefit{border-left:1px solid #e1d6bf;padding:0 16px;text-align:center}
.article-benefit .benefit-icon{width:70px;height:70px;margin:0 auto 12px;border-radius:50%;background:#f8f6f1;border:3px solid var(--gold);display:flex;align-items:center;justify-content:center;font-size:32px;color:var(--navy)}
.article-benefit h3{font-size:16px;color:var(--navy);margin:8px 0}.article-benefit p{font-size:14px;line-height:1.45;margin:0}
.article-side-card{background:#fff;border:1px solid #eee;box-shadow:0 10px 28px rgba(0,0,0,.06);border-radius:8px;padding:28px;margin-bottom:24px}
.article-side-card h3{margin-top:0;color:var(--navy)}.article-cta{background:linear-gradient(135deg,var(--navy),#0b2b5b);color:#fff;border-radius:8px;padding:28px;margin-top:30px}.article-cta h3{color:#fff;margin-top:0}
@media(max-width:1000px){.article-layout{grid-template-columns:1fr}.article-benefits{grid-template-columns:1fr}.article-benefit{text-align:left;display:flex;gap:15px;align-items:flex-start}.article-benefit .benefit-icon{margin:0;flex:0 0 70px}}